Got USDT, USDC, DePix or BTC in your wallet but need to pay a utility bill, an invoice or a supplier in Real? You don't need to convert in the bank first. Pay PIX/bank slip straight from crypto via Crypix.me. This guide shows how.
- Crypix.me (independent platform, separate from PixGo, covering the exit side of the same ecosystem) — enter the recipient's PIX key or paste a bank slip, pick an asset (DePix, USDT, USDC or BTC) and your Liquid wallet pays in Real
- Important restriction: for PIX key you can use DePix, USDT, USDC or BTC. For bank slip, only USDT, USDC or BTC (DePix is not accepted on bank slips).
- Works with PixGo Wallet and other Liquid-compatible wallets
- Instant exit — PIX hits recipient in seconds, no D+1
- Sovereignty Triangle: PixGo (PIX→DePix entry) → Wallet (USDT protection) → Crypix (PIX exit)
- You never move Real through your bank — with automatic tax reports
- Accepts PIX keys (CPF, CNPJ, email, mobile, random) and bank slips. Does not accept PIX copy-paste codes or dynamic QR Codes.
What Crypix.me is (in 30 seconds)
Crypix is a platform separate from PixGo that does the reverse bridge of DePix: while PixGo receives PIX and gives you DePix, Crypix receives your DePix (or USDT, or BTC) and pays PIX to any recipient in Brazil. Both operate in Brazil through regulated banking partners and cover complementary sides of the same sovereignty ecosystem.
Simplified flow:
- You open crypix.me in the browser
- Enter the recipient's PIX key (CPF, CNPJ, email, mobile or random) and the amount — or paste a bank slip's digital line
- Crypix shows how much it costs in each accepted asset (DePix, USDT, USDC or BTC — remember DePix only works for PIX keys)
- You send from your Liquid wallet to a temporary Crypix address
- Once the Liquid transaction confirms (~1min), Crypix fires the PIX
- You get a receipt via email/Telegram
Want DePix in your wallet? You can buy it with PIX in PixGo Wallet.
See how to buy DePixWhy paying PIX with crypto makes sense in 2026
Picture the common scenario: you're a freelancer or PixGo seller. Your receivables land as DePix in your wallet. You've already dollarized part to USDT for protection. Now the electricity bill arrives, the supplier invoice, the vehicle tax.
Traditional path (slow and costly):
- You use the Wallet PIX button (or integrated CryPix) to send DePix → your bank account → R$ in account
- Wait for PIX to land
- Pay the bill from the bank
- Bank sees the movement, generates e-Financeira report, fiscal trigger
Crypix path (direct):
- Enter the PIX key or paste the bill directly in Crypix.me
- Send DePix/USDT from the wallet
- Crypix pays the recipient
- You NEVER moved Real through your bank
Practical difference:
| Item | Via bank | Via Crypix |
|---|---|---|
| Steps | 4+ | 2 |
| Total time | 10-30min | ~1-3min |
| Bank movement | Yes (in + out) | Zero |
| Auto bank tax reporting | Yes (e-Financeira) | No bank debit happens |
| Supports crypto beyond DePix | No | DePix (PIX only), USDT, USDC, BTC |
| Self-custody preserved | No (Real goes to bank) | Yes (sent directly from wallet) |
Step by step: paying a bank slip with USDT
Real case: you have 50 USDT in PixGo Wallet and need to pay a supplier slip of R$ 250.
1. Open Crypix and create your account (one-time)
Open crypix.me in the browser. Signup is streamlined: just name, e-mail and password (~1 minute). After that you only log in.
2. Enter PIX key or paste bank slip
You enter one of these:
- PIX key of the recipient — CPF, CNPJ, email, mobile or random key — plus the BRL amount
- Bank slip digital line (47/48 digits)
Crypix validates and shows recipient + amount in BRL.
3. Pick the payment asset
Crypix automatically calculates cost in each Liquid asset using the live quote. The fee is Crypix's own, varies with the operation amount and shows on screen before you confirm:
- Pay with DePix (PIX key only): R$ 250 + the Crypix fee, in DePix
- Pay with USDT: USDT equivalent at USD/BRL rate + the Crypix fee
- Pay with USDC: USDC equivalent at USD/BRL rate + the Crypix fee
- Pay with BTC (Bitcoin mainnet): BTC equivalent at BTC/BRL rate + the Crypix fee
4. Liquid Wallet sends → Crypix receives → Crypix pays PIX
Crypix shows a temporary Liquid address (lq1q...) and the exact USDT amount. You:
- Copy the address
- Open PixGo Wallet → Send
- Pick asset: USDT
- Paste the Crypix address + exact amount
- Confirm with password/biometrics
- Wait ~1min for Liquid confirmation
Once Crypix sees the confirmation, it fires the PIX. The recipient (supplier, town hall, utility) receives in seconds.
5. Receipt
Crypix emails the receipt with:
- PSP bank that issued the PIX
- Hash of the Liquid transaction received
- EndToEnd ID of the PIX generated
- Amount paid in BRL + crypto asset delivered
Which crypto to use to pay?
Depends on what you prioritize: stability, opportunity cost or speed.
| Asset | Use when | Avoid when |
|---|---|---|
| DePix | Pay PIX key with 1:1 BRL parity. Gross balance from PixGo sales | Bank slip (not accepted) or when you want to keep DePix as operational buffer |
| USDT | Pay PIX key or bank slip. Already dollarized and prefer burning dollar (FX protection) | USD rising vs BRL — you give up potential FX upside |
| USDC | Pay PIX key or bank slip. Alternative to USDT if you already hold USDC | If you don't have USDC in wallet, USDT is the default path |
| BTC mainnet | Pay PIX key or bank slip. Have native BTC and want to spend it | In a strong BTC rally — you're spending an appreciating asset |
Crypix costs and fees
Crypix charges its own fee, which varies with the operation amount (see crypix.me). No monthly fee. When sending from the wallet, you also pay the network gas (on Liquid, a few sats in L-BTC).
Practical examples:
| Scenario | Asset | Estimated total cost |
|---|---|---|
| PIX key R$ 250 | DePix | Crypix fee (shown on screen) |
| Bank slip R$ 250 | USDT | Crypix fee (shown on screen) |
| Bank slip R$ 1,500 | USDC | Crypix fee (shown on screen) |
| Bank slip R$ 600 | BTC | Crypix fee (shown on screen) |
Always check the "final cost" shown on the Crypix screen BEFORE confirming. Fee is transparent: what you see is what's charged.
Practical cases
Electricity bill
You get the utility invoice. Grab the digital line (47/48 digits) from the utility app. Paste in Crypix.me → pick USDT (bank slip does not accept DePix) → send the matching USDT from PixGo Wallet → Crypix pays the bill → receipt by email. Total time: ~3 minutes.
Pay MEI supplier
You're a seller and need to pay a supplier R$ 800 via PIX (their CPF key). Instead of moving money from the bank, open Crypix.me → paste CPF key + R$ 800 → pick USDT (you're dollarized) → send from wallet → Crypix fires PIX directly to supplier's CPF. They receive in seconds.
Vehicle tax (IPVA)
Detran issues IPVA payment slip with a 47/48-digit digital line. Paste the digital line in Crypix → pick USDT, USDC or BTC (bank slip does not accept DePix) → confirm → Crypix pays the slip → you get receipt. Important: receipt has EndToEnd ID for Detran to verify settlement.
Monthly rent
Landlord gives PIX key (CPF, CNPJ or random). Monthly you can automate: paste key + amount in Crypix.me → pick asset (DePix, USDT, USDC or BTC — PIX key accepts all) → pay. In ~3min landlord receives without you ever touching the bank.
Complete Triangle: PixGo → PixGo Wallet → Crypix
The complete financial sovereignty flow in Brazil 2026 involves 3 tools — one per side:
- Entry (customers pay you PIX → you receive crypto): pixgo.org — generates PIX QR and auto-converts to DePix in your wallet
- Protection (keep part of the value in dollars, without bank exposure): wallet.pixgo.org — self-custody PixGo Wallet with BrSwap to dollarize to USDT
- Exit (pay bills/slips/suppliers without touching the bank): crypix.me — pays PIX/slips straight from crypto
Each tool is specialized for its side. You're not locked into a closed ecosystem — use what makes sense for each action.
FAQ pay PIX with crypto
Is Crypix.me from the same company as PixGo?
No. Crypix is an independent platform, separate from PixGo, focused on crypto→PIX exit in Brazil via regulated banking partners. PixGo specializes in entry (PIX→DePix). You use both because each solves a different problem the same day.
Can I use any wallet, not just PixGo Wallet?
Yes. Crypix accepts DePix, USDT and USDC from any Liquid-compatible wallet, and BTC from any Bitcoin mainnet wallet. PixGo Wallet is the recommended option because it's integrated with the same Brazilian ecosystem. Reminder: DePix is only accepted for PIX keys, not bank slips.
Can I paste a PIX copy-paste code or a dynamic QR Code?
No. Crypix only processes PIX by key — CPF, CNPJ, email, mobile or random — and bank slips (digital line). If you only have a copy-paste code, ask the recipient for their direct PIX key.
How long does it take?
Exit via Crypix is practically instant: ~1min for Liquid confirmation + seconds for the PIX. Total ~1-3min. No D+1 on exit — D+1 only exists on the PIX→DePix entry side of PixGo (PixGo's operational rule: anti-fraud and batch delivery).
Is signup complicated?
No. Crypix signup is streamlined: name, e-mail and password (~1 minute). Operational caps may apply per applicable regulation; when relevant, the Crypix screen shows the current limit.
Per-transaction limit?
Yes, there are operational caps. Crypix shows the current limit on screen and it depends on the applicable regulation. Initial signup is streamlined.
Does PIX land as "PIX received from Crypix" on recipient's bank?
What shows on the recipient's receipt depends on Crypix's banking partner and is not set by PixGo. For the receiving bank, it's an ordinary PIX. If you need to know exactly, run a test with a small amount first.
What if Liquid stalls? Does PIX still pay?
Crypix only fires the PIX after confirming Liquid receipt. If Liquid lags (rare), PIX waits. If you cancel or send wrong amount, Crypix support manages the crypto refund to your originating wallet.
Practical summary
- Crypix.me is the EXIT corner of the Sovereignty Triangle — pays PIX/bill straight from crypto
- It's an INDEPENDENT platform, separate from PixGo (which handles PIX→DePix entry), operating in Brazil through regulated banking partners
- Works with PixGo Wallet and other Liquid-compatible wallets
- Enter PIX key (CPF, CNPJ, email, mobile or random) or paste bank slip → pick asset (PIX key: DePix, USDT, USDC or BTC | bank slip: USDT, USDC or BTC, no DePix) → send from wallet → get receipt
- Does not accept PIX copy-paste codes or dynamic QR Codes — only PIX keys and bank slips
- Instant exit (~1-3min), no D+1
- You never move Real through your bank
- Costs: Crypix fee (varies with amount) + network gas when sending. Always check "final cost" on screen
- Use cases: electricity, water, vehicle tax, supplier, rent, any bank slip
- Receipt has PIX EndToEnd ID + Liquid hash for any audit/dispute
- Reportable under Law 14.478/2022 + IN 2.291 — legal and traceable operation
Related reading: PixGo Wallet from zero · Buy Crypto on Wallet · Receive PIX in Dollar · Wallet PIX button
