"Can I use PixGo as MEI?" "Is there a business version?" "Is it worth opening a CNPJ to receive DEPIX?" — these are some of the most common chat questions. Short answer: yes, you can use with CNPJ/MEI, and there are real tax advantages. This guide shows how it works, when it's worth opening, and how to migrate.

TL;DR
  • PixGo accepts CPF (individual) or CNPJ (MEI/ME/LTDA — Brazilian business types)
  • MEI caps at R$81k/year (R$6,750/month) — perfect for small sellers
  • Business account uses the same 7-tier limits as CPF; the advantage is fiscal (issues invoice, tax via DAS)
  • 2026 MEI cost: ~R$70/month (fixed DAS-MEI tax)
  • Already have a CPF account and opened a CNPJ? Talk to support before creating another account
  • Serious seller R$3k+/month should consider MEI

CPF vs CNPJ on PixGo — practical difference

Visual comparison: individual silhouette CPF on one side, business building CNPJ on other, both connected to central PIX/DEPIX hub
CPF and CNPJ on PixGo: same platform, different regimes.
Item CPF Account CNPJ Account
RegistrationEmail and password; then PixGo validates the accountSame
Tier limitsR$300 → R$6,000 per charge (7 tiers)Same 7 tiers (R$300 → R$6,000 per charge)
Level-upBy total receivedBy total received (same rule)
Fees2% (+ R$1 from R$10 to R$49.99) + R$0.50 per transferSame
Customer invoiceNoCan issue NFS-e through the city hall
Income tax filingIndividualDASN + Simples Nacional

Your customer pays a regular PIX and the money arrives as DePix in your own wallet. See how the PixGo PIX gateway works.

Create account

Is MEI right for you?

MEI = Individual Microentrepreneur, simplified IRS regime. 2026 rules:

  • Max revenue: R$81,000/year (~R$6,750/month average)
  • Fixed cost: ~R$70/month (DAS-MEI), includes social security + state/municipal tax
  • 1 employee max
  • ~500 allowed activities
  • No mandatory accountant — simplified annual filing
Note: selling crypto itself doesn't have a specific MEI category yet. Formal crypto operators need ME (Microenterprise) status. MEI is OK if your real activity is selling products/services (received via PixGo), not crypto trading.

How to use PixGo with a CNPJ

1. Already have a CPF account and opened a CNPJ

There's no button to "switch" an account from CPF to CNPJ. Before creating another account, talk to support at /chamados: the team will point you to the right path for your case.

2. Have MEI/CNPJ and starting now

  1. Create the account at /cadastro with username, email, contact and password
  2. Register your Liquid wallet in My Profile: sales arrive as DePix in that wallet (PixGo doesn't use a receiving PIX key)
  3. After sign-up, PixGo validates your account
  4. If you'll use My Store, register the company details under Minha Empresa (My Company)

Issuing invoice for customer who paid DEPIX

  1. Customer paid DEPIX (R$ X net to you)
  2. Access your city's NFS-e portal
  3. Issue NFS-e to customer's CPF/CNPJ with GROSS amount
  4. Send PDF invoice to customer
  5. Keep copy for accounting
MEI/PJ advantage: revenue enters as company income (DASN-declared), with simplified taxation via fixed monthly DAS. For R$3-7k/month sellers, MEI saves significant tax vs progressive individual IR (up to 27.5%).

Special care operating as business

1. Activity must match revenue

MEI as "software seller" receiving R$50k/month via DEPIX is a red flag for anti-fraud. If your MEI category doesn't match PixGo volume, open as ME.

2. Don't mix MEI with personal account

PIX received via CNPJ must go to CNPJ's wallet. Mixing is tax confusion (and anti-fraud catches).

3. Pay DAS-MEI every 20th

Late DAS? MEI account goes "irregular". After 12 months delinquent, cancelled.

4. File DASN-SIMEI every May

Mandatory annual filing. Missed? R$50 fine + interest + CNPJ block.

FAQ CNPJ/MEI PixGo

Can MEI receive in DEPIX (crypto)?

YES. DEPIX is stablecoin 1:1 with Real, received in your Liquid wallet after customer's PIX. For Receita, same as receiving in checking account — you convert and declare in Real.

Need accountant for MEI?

NO. MEI has simplified regime. For ME (Microenterprise), accountant strongly recommended (~R$150-300/month).

Can I have CPF and CNPJ accounts simultaneously?

Talk to support at /chamados before opening a second account: the team will advise based on your case. On any account, the activity must be legitimate and match what you sell.

Does a CNPJ account have the same limits as a CPF account?

Yes. Your per-charge cap follows the same 7 tiers, which rise on their own with the total received. On the paying side, the payer's bank and payment institutions may apply their own limits, and that doesn't change because you're a CNPJ.

Any PixGo fee discount for business?

No. Fees are the same for CPF and CNPJ: 2% per sale (2% + R$ 1 on sales from R$ 10 to R$ 49.99) and R$ 0.50 per transfer to your wallet. Level-up follows the same rule too: total received.

Practical summary

  • PixGo accepts CPF and CNPJ (MEI/ME/LTDA)
  • MEI: R$81k/year cap, R$70/month tax, simplified annual filing
  • Business account uses the same 7-tier limits as CPF; the advantage is fiscal (issues invoice, tax via DAS)
  • Already have a CPF account and opened a CNPJ: talk to support before creating another account
  • MEI for crypto sales: use real product/service category, not "trader"
  • For volume >R$5k/month, MEI is fiscally worthwhile

Related reading: Report DEPIX on income tax · PixGo limits · Level up